Payments for high-volume and high-risk merchants

• For a licensed PSP: a complete payment gateway, with external 3-D Secure, routing and distribution across more than 10 acquirers, recurring payments and card tokenisation, on a PCI DSS environment we built and maintained.
• Migration of stored card tokens between acquirers, so an acquirer exit does not mean re-collecting cards.
• A risk engine of around 200 rules, including velocity limits and duplicate-payment detection.
• Recurring billing on external PSPs for five clients, averaging €2–3M a year each, 2019–2022, with refunds, customer self-service and chargeback prevention.
• A payment platform at up to 30,000 transactions a day, kept clean through quarterly PCI DSS scanning.
• 6 PCI DSS environments prepared for assessment, several maintained for 2–5 years.
• Publisher-to-buyer lead routing at 500,000–600,000 leads a month across 40–45 destinations.
• Affiliate fee tracking and lead status updates back to traffic sources.
• A prize-draw platform: entries, tickets, payments and draw mechanics, plus the lead generation feeding it.

• High-risk and regulated merchant categories
• Multi-acquirer and multi-PSP setups
• Changing acquirers without losing stored cards
• Recurring and card-on-file payments
• Reducing PCI DSS scope
• Routing acquisition traffic at volume

We build on licensed acquirers and PSPs and hold no payment licence ourselves. Licensing and regulatory compliance stay with the operator.

• Adyen
• Worldpay
• Global Payments
• Stripe
• PayPal
• Nuvei
• Paysafe
• Trust Payments
• Opayo (Sage Pay)
• emerchantpay
• Ecommpay
• Credorax
• Acquired.com
• Total Processing
• Teya
• Chase
• NatWest
• AIB

…and many more.

Need a system built? See custom systems.